Philadelphia Uber Accident Lawyer

It seems like Uber is everywhere. The thought of getting into a stranger’s private vehicle is no longer a foreign concept, but how often do you think about safety when you use a ridesharing service? Uber drivers are prone to making the same driving mistakes as everyone else when they are on the roadway.

If you have been injured due to the negligence of an Uber driver, Soloff & Zervanos Personal Injury Attorneys is ready to help. A car crash attorney will investigate your case and work to secure the compensation you need for all of your incident-related expenses. When you need a Philadelphia Uber accident attorney, call us today.

What Can Happen in an Uber Crash?

Have you ever thought about becoming an Uber driver? We bring it up because the process is not all that difficult. Really, all a driver needs to have is one year of driving experience under their belt and a vehicle that meets the requirement.

Unfortunately, we know that Uber accidents do happen and they affect both the passengers inside the vehicle as well as anyone who is struck by the car. This can include passengers in other cars, motorcyclists, pedestrians, and bicyclists.

We would like to think that each Uber driver follows all traffic laws, but they can, and do, make reckless decisions sometimes. This can include:

Injuries from Uber accidents are usually minor, but please know that even minor injuries need to be examined and they can become costly. For major injuries, the expenses can become tremendous. You need an Uber crash attorney in Philadelphia to seek compensation.

Who Will Cover These Expenses?

In the aftermath of an accident caused by an Uber driver, things become complex. Yes, Uber does insure their drivers when they have a fare and while they are waiting for one. However, that does not mean the company is going to simply offer a settlement. If the Uber driver was negligent, you are going to have to prove it.

  • Ensure police are involved
  • Get copies of all police reports
  • Document the scene with your phone (videos or photos)
  • Seek medical treatment for any injury, regardless of how minor
  • Get copies of all medical reports
  • Follow all doctor’s orders

Then, it is time to consider seeking legal assistance from an Uber accident lawyer in Philadelphia.

How Uber’s Insurance Coverage Works

Insurance for Uber drivers depends on whether the app is off, on, or actively in use.

Driver Not Logged In

If the Uber app is turned off, the driver is considered to be using their vehicle for personal purposes. In that scenario, only the driver’s own auto insurance policy applies, and Uber offers no additional coverage.

App On, No Passenger Yet

When the app is active and the driver is waiting for a ride request, Uber provides a limited backup policy. This contingent coverage generally includes up to $50,000 for injuries to one person, $100,000 per accident for all injuries, and $25,000 for property damage. It applies only if the driver’s personal insurance does not cover the loss.

En Route or Transporting a Passenger

When a driver has accepted a trip and is either on the way to pick someone up or already has a passenger in the vehicle, Uber’s full commercial policy applies. This coverage typically includes up to $1 million in liability protection, along with uninsured and underinsured motorist benefits. It is the most extensive level of coverage offered and is designed to protect both riders inside the Uber and anyone else injured in the collision.

While these coverage levels seem straightforward, disputes often arise. Insurance companies may argue over which policy should pay, leaving victims caught in the middle. For example, a driver may claim they had just turned the app off to avoid liability under Uber’s policy. In other cases, Uber’s insurer may delay payment until the driver’s personal carrier denies the claim. At Soloff & Zervanos, P.C., we sort through these conflicts by obtaining app activity records, timestamps, and GPS data. This ensures that the correct insurance company is held responsible for your injuries.

Statute of Limitations for Uber Accident Claims

In Pennsylvania, you typically have two years from the day an Uber crash occurs to bring a personal injury lawsuit. If you wait longer than this period, the court will likely dismiss your case, and you will lose the chance to recover compensation. Acting quickly is important because evidence can fade and insurers may delay. Certain exceptions exist, such as when injuries are not immediately discovered, but they are rare. Because rideshare cases often involve multiple insurers, complex liability disputes, and delays in records requests, it is crucial to act quickly. Our attorneys work to preserve evidence immediately so your case is not jeopardized by the statute of limitations.

Types of Damages Available in Uber Accident Cases

Victims of Uber crashes may be entitled to several forms of compensation, depending on the circumstances of the accident and the severity of the injuries.

Economic (Monetary) Damages

These cover direct financial losses such as medical bills, hospital stays, therapy, medications, lost wages, and property damage. In serious injury cases, future medical expenses and loss of earning capacity may also be recovered.

Non-Economic Damages

These compensate for losses that cannot be measured by bills or receipts. They include the physical pain, emotional strain, anxiety, permanent scarring, disfigurement, and the reduced ability to enjoy daily life that often follow a serious accident. Non-economic damages acknowledge the personal impact of an injury beyond financial setbacks.

Punitive Damages

It is uncommon, but in serious cases, additional damages may be awarded when the driver or company acted with extreme recklessness or intentional disregard for safety. Punitive damages are not tied to the victim’s losses; instead, they serve to punish the wrongdoer and send a message that such dangerous conduct will not be tolerated.

Our team at Soloff & Zervanos, P.C. evaluates every case individually to ensure that no category of damages is overlooked. By accounting for both present and future losses, we pursue the full compensation our clients deserve.

Your Next Steps: Contact a Philadelphia Uber Accident Attorney

The last thing you should have to worry about is a ridesharing driver’s negligence causing you harm. Unfortunately, Uber accidents do happen and Soloff & Zervanos Personal Injury Attorneys is here when you need help. We will investigate your case, examining every detail. Our goal is to ensure that you get compensation for all of your crash-related expenses. This can include:

  • Coverage of medical expenses
  • Recovery of lost wages if you cannot work
  • Pain and suffering damages
  • Loss of enjoyment of life damages
  • Punitive damages against Uber or the driver

When you need a Philadelphia Uber accident lawyer, you can contact us.

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