Motorcycle riders may face certain biases when dealing with insurance companies. This can impact the outcome of their claim, leading to reduced compensation or prolonged negotiations. Understanding these common biases and knowing how to counteract them is crucial to securing the compensation you deserve. Our motorcycle accident attorneys are ready to help with your claim.
Based on stereotypes and the misconception that motorcycles are naturally more dangerous than cars, insurance companies might assume motorcyclists are reckless or high-risk drivers. While motorcycles are involved in a higher percentage of serious accidents, this does not mean the motorcyclist is always at fault. However, insurers may try to use this narrative to lower the value of the claim or shift more of the blame onto the biker.
In a head-on collision between a motorcycle and a car, the insurer might try to argue that the motorcyclist’s speed or maneuvers contributed to the crash, even when evidence suggests otherwise. This bias can lead to unfair settlements or denials, leaving motorcyclists with large medical bills and repair costs.
Motorcyclists should be proactive after an accident and learn how they can protect their rights. The first step is thoroughly documenting everything–taking photos of the accident scene, collecting witness statements, and obtaining a copy of the police report. Detailed records can help counteract any false claims.
Hiring an experienced attorney can also be a critical next step. A lawyer familiar with handling insurance company biases can help present a strong case. They know how to negotiate with insurance adjusters and can challenge any biased assumptions. With legal representation, motorcyclists have a better chance of securing a fair settlement that covers medical expenses, property damage, and other losses.
It is important to be aware of Pennsylvania’s comparative negligence laws. Unlike contributory negligence states, where even a small percentage of fault can reduce or eliminate your compensation, Pennsylvania follows a comparative negligence rule. This means you can recover damages even if you are partially at fault, though your compensation may be reduced in proportion to your degree of fault. Understanding these laws and working with an attorney ensures you are not taken advantage of by insurance adjusters exploiting these rules.
If you have been in a motorcycle accident, do not let insurance company biases against motorcyclists affect your claim. Contact our experienced legal team at Soloff & Zervanos to discuss your case and learn more about how we can help you fight for the compensation you deserve.
